Securing the Future of Digital Wealth with Premier Crypto Insurance
Protecting your custodial assets, private keys, and DeFi positions against theft, hacks, and smart contract failures. Excites Finance Services provides institutional-grade coverage for the evolving crypto landscape.
Transparent guidelines for your peace of mind
Individual policies range from $10k to $10M. Institutional custom limits available up to $500M per occurrence.
Standard deductibles start at 1% of the claim value. Flexible options available to lower premiums for experienced holders.
All standard policies are active for a 12-month term, with automated renewal options and 30-day grace periods.
Losses due to personal negligence, forgotten passwords, or volatility-induced market losses are strictly excluded.
Compliant with SEC and state-specific insurance regulations. Currently available in all 50 US states.
Seamless renewal process with annual security audits. Claims history may influence renewal premium adjustments.
How we assess and verify your security posture
We serve individual investors, family offices, and crypto-native businesses operating within the United States. Applicants must be over 18 and pass initial screening.
Minimum security standards are required for all policyholders. Our underwriting team evaluates your custody setup and private key management protocols.
Strict adherence to federal Anti-Money Laundering and Know Your Customer regulations is mandatory for all Excites Finance Services clients.
A streamlined workflow to get you back on track
Notify our 24/7 incident response team within 12 hours of detecting a potential loss. Immediate notification is critical for forensic tracking.
Submit required evidence including transaction IDs, wallet addresses, and any relevant logs. Our team provides a secure portal for sensitive data.
Our blockchain forensic experts analyze the incident. This stage typically takes 5-10 business days depending on complexity.
Once validated, claims are settled via wire transfer or stablecoin (USDC) within 48 hours of final approval.
Estimated costs for premium crypto protection
| Coverage Tier | Max Insured Amount | Premium (Annual) | Best For |
|---|---|---|---|
| Essential | $50,000 | 0.75% of Assets | Individual Holders |
| Professional | $500,000 | 0.60% of Assets | High Net Worth |
| Institutional | $5,000,000+ | Custom Quote | Exchanges & Funds |
| DeFi Specific | $250,000 | 1.25% of Assets | Yield Farmers |
Note: Premium calculation factors include security score, asset volatility, and historical claim data.
Answers to common questions about Excites Finance Services
We cover all major cryptocurrencies including BTC, ETH, and top 100 ERC-20 tokens. Specialized coverage for NFTs and DeFi protocols is also available upon review.
No. Our insurance protects against theft, hacks, and technical failures. It does not protect against the decrease in market value of your assets.
You can initiate a claim by emailing info@excitesfinanceservices.com with your policy number and a brief description of the incident. Our team will guide you through the next steps.
Personal negligence includes sharing seed phrases, loss of physical keys without backups, or falling for social engineering scams that do not involve a breach of our covered security protocols.